ZIP 48818 Property Distress & Foreclosure Data

Composite property distress in 48818 (Montcalm County, Michigan) lands at 13/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 29/100 structural and 1/100 already moving. The sharpest non-environmental signals are construction/permit lag (44/100), structural risk (29/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.5% year on year, and 5% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 32.0% — elevated. The ZIP holds roughly 1,373 housing units. Around 46% of renters are cost-burdened. Around 20% of adults hold a bachelor's degree or higher. The poverty rate is 11.2%. The demographic-stress sub-score lands at 32/100. At $59,148, median income runs below typical U.S. levels. About 2,541 people live here, median age 41. The typical home is worth about $191,700 (3.1× income, relatively affordable). 86% of housing is owner-occupied.

Net-net, 48818 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.