ZIP 48886 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 48886 (Montcalm County, Michigan) returns a low composite of 23/100. On the structural side it scores 52/100, with 1/100 of stress already active. The sharpest non-environmental signals are structural risk (52/100), construction/permit lag (49/100), institutional ownership (41/100). On the quiet end sit mortgage stress (4/100). Climate and flood risk are elevated too — flood (NFIP) exposure (60/100).

The peak-phase market in 48886 posted values that rose 4.0% over the year, and 20% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 1,529 people live here, median age 53. The typical home is worth about $165,600 (1.9× income, relatively affordable). Median household income is $66,360, below the U.S. median near $78,000. Around 13% of adults hold a bachelor's degree or higher. The vacancy rate is 30.8% — elevated. Around 32% of renters are cost-burdened. There are about 966 housing units across 48886. The poverty rate is 11.9%. The tenure split is 90% owner-occupied to 10% rented. The demographic-stress sub-score lands at 26/100.

Taken together, 48886 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 48886 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 48886 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48886 can be compared directly against any other ZIP in Montcalm County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 48886 reflects the current record instead of a stale or modeled snapshot.

48886's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 48886 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.