ZIP 49339 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49339 (Montcalm County, Michigan) at a low 23/100 for overall property distress. On the structural side it scores 52/100, with 1/100 of stress already active. Property-level stress concentrates in structural risk (52/100), construction/permit lag (49/100), institutional ownership (41/100). On the quiet end sit mortgage stress (4/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (60/100).

The peak-phase market in 49339 posted values that rose 4.0% over the year, and 25% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

2,327 residents call 49339 home, typically aged 38. Around 27% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,044 housing units. Median household income is $79,511, near the U.S. median near $78,000. Owners hold 94% of homes, renters 6%. 5.0% of residents fall below the poverty threshold. The vacancy rate is 19.6% — elevated. The demographic-stress sub-score lands at 25/100. The typical home is worth about $241,100 (2.9× income, relatively affordable). Around 31% of renters are cost-burdened.

Taken together, 49339 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 49339 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 49339 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49339 can be compared directly against any other ZIP in Montcalm County, Michigan or nationwide. Nothing here is interpolated — where a source is thin for 49339, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

49339's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 49339 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.