ZIP 49319 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 49319 (Kent County, Michigan) returns a low composite of 28/100. Latent structural risk is 61/100 while live distress already moving reads 5/100. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (79/100). Property-level stress concentrates in structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (18/100) stay muted.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 26% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

18,725 residents call 49319 home, typically aged 41. Median household income is $78,247, near the U.S. median near $78,000. The vacancy rate is 2.6%. Around 55% of renters are cost-burdened. A median home runs $260,300 here, or 3.2 times local income. DLRadar's demographic-stress index for the area reads 30/100. The ZIP holds roughly 7,291 housing units. About 20% have a four-year degree. Owners hold 90% of homes, renters 10%. Roughly 9.5% live below the poverty line.

Net-net, 49319 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 49319 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 49319 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49319 can be compared directly against any other ZIP in Kent County, Michigan or nationwide. Where the public record is thin for 49319, the field stays empty rather than modeled, and fills in as new documents post.

49319's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 49319 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.