ZIP 49505 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 49505 (Kent County, Michigan) returns a low composite of 28/100. Property-level stress concentrates in structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (18/100) stay muted. The latent-versus-live split is 61/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (79/100).

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 21% higher over three years, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $71,692, median income runs near typical U.S. levels. The tenure split is 65% owner-occupied to 35% rented. The vacancy rate is 3.9%. Around 49% of renters are cost-burdened. The ZIP holds roughly 14,232 housing units. Educational attainment sits at 40% bachelor's-or-above. 16.4% of residents fall below the poverty threshold. A median home runs $246,700 here, or 3.2 times local income. The demographic-stress sub-score lands at 30/100. 32,224 residents call 49505 home, typically aged 35.

Net-net, 49505 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 49505 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 49505 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49505 can be compared directly against any other ZIP in Kent County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 49505 reflects the current record instead of a stale or modeled snapshot.

49505's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 49505 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.