ZIP 49321 Foreclosure, Tax-Lien & Distress Report

ZIP code 49321 in Kent County, Michigan carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (79/100). On the structural side it scores 61/100, with 5/100 of stress already active.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 23% higher over three years (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 8.4%. There are about 6,887 housing units across 49321. Median household income is $74,691, near the U.S. median near $78,000. Educational attainment sits at 29% bachelor's-or-above. Around 42% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100. The vacancy rate is 5.7%. A median home runs $274,400 here, or 3.3 times local income. Population is roughly 15,759 with a median age of 38. The tenure split is 67% owner-occupied to 33% rented.

On balance 49321 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 49321 at the moment; the composite and its components are still built from verifiable public records.

Whether 49321 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49321 can be compared directly against any other ZIP in Kent County, Michigan or nationwide. 49321 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

49321's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 49321 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.