ZIP 49435 Property Distress & Foreclosure Data

Ottawa County, Michigan's ZIP 49435 registers 17/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (41/100), structural risk (37/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (2/100) stay muted. On the structural side it scores 37/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (85/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 25% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $97,500 — above the roughly $78,000 national figure. Around 0% of renters are cost-burdened. About 33% have a four-year degree. A median home runs $383,800 here, or 3.1 times local income. The tenure split is 93% owner-occupied to 7% rented. 3,881 residents call 49435 home, typically aged 38. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 8.2%. On demographic stress specifically, 49435 scores 20/100. The ZIP holds roughly 1,427 housing units.

On balance, 49435 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

17/100
Composite stress
37/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 49435

Foreclosure activity0
Mortgage stress2
Climate / FEMA risk85
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Ottawa County

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