ZIP 49435 Foreclosure, Tax-Lien & Distress Report
Ottawa County, Michigan · Distress market
In Ottawa County, Michigan, ZIP 49435 scores 24 of 100 for composite distress, a low level on DLRadar's distress index. Its heaviest discrete signals: construction/permit lag (62/100), structural risk (55/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (2/100) register low. Structural risk reads 55/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (69/100)).
The market reads peak — home values rose 3.9% year on year, and 25% higher over three years, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.
At $97,500, median income runs above typical U.S. levels. Rent burden reaches 0% of tenant households. Around 33% of adults hold a bachelor's degree or higher. A median home runs $383,800 here, or 3.1 times local income. 93% of housing is owner-occupied. About 3,881 people live here, median age 38. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 8.2%. On demographic stress specifically, 49435 scores 20/100. There are about 1,427 housing units across 49435.
Broadly, 49435 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 49435's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 49435, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
49435's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 49435 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 49435
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
49435 at a glance
49435 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent Ottawa County ZIP reports
Nearest ZIP codes to 49435
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Ottawa County, Michigan
Keep going: ZIP, county and state distress coverage for Ottawa County, Michigan.
The complete 49435 distress and acquisition report
The full 49435 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology