ZIP 49430 Foreclosure, Tax-Lien & Distress Report
Ottawa County, Michigan · Distress market
ZIP 49430's composite property-distress score is 24/100 - DLRadar classes that as low for Ottawa County, Michigan. The split runs 55/100 structural to 0/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (69/100). Property-level stress concentrates in construction/permit lag (62/100), structural risk (55/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100).
The market reads peak — home values rose 3.9% year on year, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.
Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 0.0%. There are about 14 housing units across 49430. DLRadar's demographic-stress index for the area reads 51/100. 100% of housing is owner-occupied. About 35% have a four-year degree. 48 residents call 49430 home, typically aged 62.
Overall 49430 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 49430's 24/100 can be lined up against any neighbor in Ottawa County, Michigan or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 49430 reflects the current record instead of a stale or modeled snapshot.
The 24/100 figure for 49430 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 49430 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 49430 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 49430 distress snapshot
A live read on 49430: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Ottawa County ZIP codes
Nearest ZIP codes to 49430
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Michigan distress
Keep going: ZIP, county and state distress coverage for Ottawa County, Michigan.
See every distressed parcel in 49430
Get every distressed property in 49430 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
No modelling: every input is a public record · methodology