ZIP 49415 Property Distress & Foreclosure Data

DLRadar grades ZIP 49415 (Muskegon County, Michigan) at a low 15/100 for overall property distress. Property-level stress concentrates in construction/permit lag (44/100), structural risk (33/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (72/100). The latent-versus-live split is 33/100 structural and 1/100 already moving.

The market reads expansion — home values rose 5.8% year on year, and 22% higher over three years (phase confidence 46/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 2,664 housing units. The vacancy rate is 2.5%. The poverty rate is 6.6% — low. Around 23% of adults hold a bachelor's degree or higher. Around 81% of renters are cost-burdened. The demographic-stress sub-score lands at 31/100. 96% of housing is owner-occupied. About 6,296 people live here, median age 46. At $77,140, median income runs near typical U.S. levels. The typical home is worth about $246,300 (3.0× income, relatively affordable).

Net-net, 49415 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.