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ZIP 49544 Foreclosure, Tax-Lien & Distress Report

Kent County, Michigan · Distress market

Scored purely from public records, 49544 (Kent County, Michigan) returns a low composite of 28/100. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (78/100)). The most distinctive pressure shows up in structural risk (61/100), institutional ownership (44/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (18/100). Structural exposure scores 61 and live distress 5 on the 0–100 scale.

The peak-phase market in 49544 posted values that rose 3.9% over the year, and 27% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 9,918 people live here, median age 38. The typical home is worth about $264,000 (3.5× income, relatively affordable). The vacancy rate is 1.1%. Owners hold 64% of homes, renters 36%. Around 29% of renters are cost-burdened. Around 34% of adults hold a bachelor's degree or higher. There are about 4,048 housing units across 49544. Households earn a median $69,706 — near the roughly $78,000 national figure. The poverty rate is 10.3%. The demographic-stress sub-score lands at 28/100.

On balance 49544 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 49544 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 49544 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49544 can be compared directly against any other ZIP in Kent County, Michigan or nationwide. Where the public record is thin for 49544, the field stays empty rather than modeled, and fills in as new documents post.

Behind 49544's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 49544 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

28/100
Composite stress
61/100
Structural risk
5/100
Distress activity

ZIP 49544 distress signals, scored

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk93
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

49544 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 49544, the same set carried on every parcel.

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Kent County ZIPs near 49544

More distress data near 49544

Keep going: ZIP, county and state distress coverage for Kent County, Michigan.

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