ZIP 49546 Foreclosure, Tax-Lien & Distress Report

ZIP code 49546 in Kent County, Michigan carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 61/100 against active distress of 5/100. What sets it apart are the readings on structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (18/100). Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (79/100).

The peak-phase market in 49546 posted values that rose 3.9% over the year, and 21% higher over three years, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 33,429 people live here, median age 41. The tenure split is 69% owner-occupied to 31% rented. A median home runs $417,900 here, or 4.0 times local income. Rent burden reaches 35% of tenant households. The vacancy rate is 4.4%. About 61% have a four-year degree. Median household income is $97,386, above the U.S. median near $78,000. Roughly 7.5% live below the poverty line. The ZIP holds roughly 13,561 housing units. DLRadar's demographic-stress index for the area reads 27/100.

On balance 49546 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 49546 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 49546 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 49546 stays directly comparable to neighboring ZIPs and the rest of Kent County, Michigan. Every figure is auditable to a public dataset and refreshed on ingest; 49546 shows blanks, not estimates, wherever the record is sparse.

Behind 49546's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 49546 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.