ZIP 49506 Foreclosure, Tax-Lien & Distress Report

In Kent County, Michigan, ZIP 49506 scores 28 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (60/100). What sets it apart are the readings on structural risk (61/100), institutional ownership (49/100), construction/permit lag (25/100). construction/permit lag (25/100) and mortgage stress (18/100) stay muted. Structural exposure scores 61 and live distress 5 on the 0–100 scale.

The market reads peak — home values rose 3.9% year on year, and 21% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $375,000 (3.0× income, relatively affordable). Median household income is $112,287, above the U.S. median near $78,000. Vacancy runs 4.4%. The tenure split is 76% owner-occupied to 24% rented. There are about 13,029 housing units across 49506. On demographic stress specifically, 49506 scores 22/100. 35,025 residents call 49506 home, typically aged 33. Educational attainment sits at 67% bachelor's-or-above. 7.3% of residents fall below the poverty threshold. Around 29% of renters are cost-burdened.

On balance 49506 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 49506's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 49506 reflects the current record instead of a stale or modeled snapshot.

The 28/100 figure for 49506 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 49506 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.