ZIP 49512 Foreclosure, Tax-Lien & Distress Report

In Kent County, Michigan, ZIP 49512 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (79/100). The split runs 61/100 structural to 5/100 active on the ground. Its heaviest discrete signals: structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (18/100).

The peak-phase market in 49512 posted values that rose 3.9% over the year, and 15% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $70,955 — near the roughly $78,000 national figure. 6.6% of residents fall below the poverty threshold. On demographic stress specifically, 49512 scores 31/100. About 38% have a four-year degree. There are about 8,970 housing units across 49512. The tenure split is 44% owner-occupied to 56% rented. The typical home is worth about $314,900 (3.9× income, relatively affordable). Vacancy runs 4.9%. Rent burden reaches 37% of tenant households. About 18,662 people live here, median age 34.

Net-net, 49512 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 49512 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 49512 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Kent County, Michigan and the nation. Where the public record is thin for 49512, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 49512 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. For a buyer, 49512 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.