ZIP 49316 Property Distress & Foreclosure Data

DLRadar grades ZIP 49316 (Kent County, Michigan) at a low 27/100 for overall property distress. Property-level stress concentrates in structural risk (59/100), construction/permit lag (41/100), institutional ownership (40/100). By contrast, mortgage stress (15/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (67/100). The latent-versus-live split is 59/100 structural and 5/100 already moving.

The market reads expansion — home values rose 5.5% year on year, and 17% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $364,200 (3.3× income, relatively affordable). The poverty rate is 4.7% — low. At $101,548, median income runs above typical U.S. levels. The vacancy rate is 2.4%. Around 45% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 23/100. The ZIP holds roughly 10,009 housing units. About 26,060 people live here, median age 40. Around 32% of renters are cost-burdened. 89% of housing is owner-occupied.

Net-net, 49316 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.