ZIP 49316 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49316 (Kent County, Michigan) lands at 26/100 — low on DLRadar's distress scoring. What sets it apart are the readings on structural risk (57/100), institutional ownership (46/100), construction/permit lag (27/100). On the quiet end sit construction/permit lag (27/100) and mortgage stress (15/100). Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (63/100)). Structural risk reads 57/100 against active distress of 5/100.

The peak-phase market in 49316 posted values that rose 4.0% over the year, and 17% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $364,200 (3.3× income, relatively affordable). Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $101,548 — above the roughly $78,000 national figure. The vacancy rate is 2.4%. Around 45% of adults hold a bachelor's degree or higher. On demographic stress specifically, 49316 scores 23/100. The ZIP holds roughly 10,009 housing units. About 26,060 people live here, median age 40. Rent burden reaches 32% of tenant households. Owners hold 89% of homes, renters 11%.

On balance 49316 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 49316 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 49316's 26/100 can be lined up against any neighbor in Kent County, Michigan or any ZIP coast to coast. Where the record is thin for 49316, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 for 49316 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 49316 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.