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ZIP 49348 Foreclosure, Tax-Lien & Distress Report

Allegan County, Michigan · Distress market

On DLRadar's 0-100 public-record scale, ZIP 49348 in Allegan County, Michigan comes in at 24, a low composite-distress reading. Structural risk reads 53/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (53/100), institutional ownership (35/100). On the quiet end sit institutional ownership (35/100) and mortgage stress (5/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 23% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 13,607 people live here, median age 38. Around 38% of renters are cost-burdened. A median home runs $275,400 here, or 3.1 times local income. Owners hold 80% of homes, renters 20%. The vacancy rate is 9.7%. Median household income is $79,267, near the U.S. median near $78,000. Around 23% of adults hold a bachelor's degree or higher. The ZIP holds roughly 5,597 housing units. The poverty rate is 7.8%. On demographic stress specifically, 49348 scores 28/100.

On balance, 49348 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 49348 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 49348 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49348 can be compared directly against any other ZIP in Allegan County, Michigan or nationwide. Where the public record is thin for 49348, the field stays empty rather than modeled, and fills in as new documents post.

49348's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 49348 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

24/100
Composite stress
53/100
Structural risk
2/100
Distress activity

What is driving ZIP 49348’s distress

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk70
Another 9 scored dimensions sit behind 49348

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

49348 at a glance

The live 49348 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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