ZIP 49408 Foreclosure, Tax-Lien & Distress Report
Allegan County, Michigan · High Vacancy market
Composite property distress in 49408 (Allegan County, Michigan) lands at 24/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (71/100). Structural risk reads 54/100 against active distress of 2/100. The most distinctive pressure shows up in construction/permit lag (62/100), structural risk (54/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (6/100) register low.
The market reads peak — home values rose 4.2% year on year, and 20% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.
Median household income is $69,155, near the U.S. median near $78,000. Educational attainment sits at 24% bachelor's-or-above. The demographic-stress sub-score lands at 28/100. The vacancy rate is 21.0% — elevated. 13.8% of residents fall below the poverty threshold. 10,494 residents call 49408 home, typically aged 43. There are about 4,852 housing units across 49408. Owners hold 88% of homes, renters 12%. Around 31% of renters are cost-burdened. The typical home is worth about $229,900 (3.0× income, relatively affordable).
Taken together, 49408 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 49408 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 49408's 24/100 can be lined up against any neighbor in Allegan County, Michigan or any ZIP coast to coast. Where the public record is thin for 49408, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 49408 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For a buyer, 49408 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 49408
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 49408 distress snapshot
The live 49408 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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See every distressed parcel in 49408
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Deterministic scoring, sourced entirely from public data · methodology