ZIP 49423 Foreclosure, Tax-Lien & Distress Report
Allegan County, Michigan · Distress market
ZIP 49423's composite property-distress score is 24/100 - DLRadar classes that as low for Allegan County, Michigan. Latent structural risk is 53/100 while live distress already moving reads 1/100. Climate and flood risk are elevated too — climate & FEMA risk (74/100). The most distinctive pressure shows up in construction/permit lag (64/100), structural risk (53/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (5/100) register low.
The market reads peak — home values rose 4.2% year on year, and 25% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 46,693 people live here, median age 35. A median home runs $278,000 here, or 3.2 times local income. The vacancy rate is 6.7%. Around 37% of adults hold a bachelor's degree or higher. Rent burden reaches 38% of tenant households. Roughly 8.5% live below the poverty line. The ZIP holds roughly 19,417 housing units. The demographic-stress sub-score lands at 27/100. 74% of housing is owner-occupied. At $78,524, median income runs near typical U.S. levels.
On balance, 49423 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 49423 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 49423 runs through one identical scoring model, so its 24/100 sits on the same scale as every other ZIP in Allegan County, Michigan and the nation. Nothing here is interpolated — where a source is thin for 49423, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 24/100 figure for 49423 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 49423 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 49423
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 49423 Stress Report snapshot
49423 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent Allegan County ZIP reports
Nearest ZIP codes to 49423
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Allegan County, Michigan — ZIP, county and statewide.
Unlock the full ZIP 49423 acquisition report
Every distressed parcel in 49423 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology