ZIP 49323 Property Distress & Foreclosure Data

ZIP code 49323 in Allegan County, Michigan carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (49/100), structural risk (40/100), institutional ownership (8/100). On the quiet end sit institutional ownership (8/100) and mortgage stress (5/100). The latent-versus-live split is 40/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (72/100)).

The expansion-phase market in 49323 posted values that rose 5.6% over the year, and 23% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 3,957 housing units. The vacancy rate is 5.4%. Home values center near $288,200, an affordability ratio of 2.8× — accessible. Around 0% of renters are cost-burdened. 2.1% of residents fall below the poverty threshold. Population is roughly 10,602 with a median age of 36. Educational attainment sits at 24% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 18/100. Median household income is $97,230, above the U.S. median near $78,000. Owners hold 99% of homes, renters 1%.

Broadly, 49323 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.