ZIP 49323 Foreclosure, Tax-Lien & Distress Report
Allegan County, Michigan · Distress market
On DLRadar's 0-100 distress scale, ZIP 49323 in Allegan County, Michigan comes in at 25, a low composite-distress reading. The most distinctive pressure shows up in construction/permit lag (64/100), structural risk (53/100), institutional ownership (36/100). institutional ownership (36/100) and mortgage stress (5/100) stay muted. Structurally it carries 53/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (72/100).
Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 23% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 3,957 housing units. Vacancy runs 5.4%. A median home runs $288,200 here, or 2.8 times local income. Rent burden reaches 0% of tenant households. The poverty rate is 2.1% — low. 10,602 residents call 49323 home, typically aged 36. Around 24% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 18/100. Median household income is $97,230, above the U.S. median near $78,000. Owners hold 99% of homes, renters 1%.
Overall, 49323 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 49323 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 49323 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 49323 reflects the current record instead of a stale or modeled snapshot.
Each component behind 49323 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For a buyer, 49323 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 49323
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
49323 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Allegan County
Nearest ZIP codes to 49323
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Allegan County, Michigan
Keep going: ZIP, county and state distress coverage for Allegan County, Michigan.
The complete 49323 distress and acquisition report
Every distressed parcel in 49323 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology