Allegan County, MI: Foreclosures, Tax Liens & Distressed Properties

Allegan County, MI, Michigan: 25 ZIP codes scored, Allegan County, MI averaging 23/100 (low, Allegan, MI), from 16 to 27. Allegan County, MI is in its peak phase (Allegan, MI confidence 26/100): Allegan, MI home prices up 4.2% (Allegan, MI) over twelve months. Allegan County, MI lender headwind: 45/100.

Highest-scoring Allegan County, MI ZIPs: 49315 (27/100), 49316 (27/100), 49078 (25/100), 49080 (25/100), 49323 (25/100), 49010 (24/100). Also scored in Allegan County, MI: 49070, 49328, 49333, 49335, 49344, 49348, 49406, 49408, 49419, 49423.

Across Allegan County, MI's scored ZIPs: median home value $282,722, household income $88,430, 17.7% vacancy, 9.5% poverty, 87% owner-occupied, median age 41.6.

Allegan County, MI insurance distress 37/100 (#1,411 in the US); FEMA hazard 52/100 for Allegan, MI; 2 federal disaster declarations in Allegan County, MI since 2023 (2 flood); 1 Allegan, MI NFIP flood claims; Allegan, MI construction distress 62/100.

6 banks with 17 branches lend in Allegan County, MI; Allegan, MI weighted bank stress 61/100, highest 81/100 in Allegan, MI.

Allegan County, MI unemployment 3.9% (Allegan, MI -0.5 pts, six months); 387 new housing units permitted in Allegan County, MI over twelve months, Allegan, MI down 14% from 452; Allegan, MI home prices +10.2% a year (Allegan, MI) over three years.

52,636 housing units in Allegan County, MI; 6,273 Allegan, MI renter households; 39% of Allegan, MI renters spend 30%+ of income on rent, 15% (Allegan, MI) half or more.

Allegan County, MI ranks #2,499 nationally on the opportunity index (Allegan, MI, among all ranked counties); Allegan, MI scores 25.9/100 and Allegan, MI sits #74 inside Michigan. Allegan, MI is in the weak opportunity phase; Allegan, MI's primary driver is construction, Allegan, MI second driver bank institutional; Allegan, MI moved down 513 places. 6 short-sale listings across Allegan, MI; 80 days on market observed in Allegan, MI; 10.9% vacancy over 25 Allegan, MI ZIPs.

0.7% of Allegan County, MI mortgages were ninety-plus days late in December 2025; Allegan, MI's thirty-to-eighty-nine-day share was 1.8% (CFPB county sample). Allegan, MI's ninety-day rate is up 0.1 points on twelve months earlier; the Allegan, MI peak since 2008 was 3.9% in September 2009; Michigan overall reads 0.9%.

Allegan County, MI has 3 watched banks; 3 Allegan, MI banks sit in an elevated band. Allegan, MI footprints: United Bank Of Michigan (4 branches, stress 63) in Allegan, MI; Macatawa Bank National Assn (2 branches, stress 37) in Allegan, MI; Highpoint Community Bank (1 branch, stress 81) in Allegan, MI.

HUD lists 4 assisted multifamily properties in Allegan County, MI with 249 units; 248 Allegan, MI units are assisted, 4 Allegan, MI properties under project-based Section 8.

7,114 of the 52,636 housing units in Allegan, MI sit vacant. Allegan County, MI permitted 0 multifamily units in twelve months; Allegan, MI's one-to-four unit structures added 387 units in Allegan County, MI.