ZIP 49464 Foreclosure, Tax-Lien & Distress Report
Ottawa County, Michigan · Distress market
Composite property distress in 49464 (Ottawa County, Michigan) lands at 24/100 — low on DLRadar's distress scoring. The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (54/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (2/100) stay muted. Structural risk reads 54/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (84/100), flood (NFIP) exposure (66/100)).
The peak-phase market in 49464 posted values that rose 4.0% over the year, and 23% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $97,573 — above the roughly $78,000 national figure. About 29,738 people live here, median age 38. The poverty rate is 4.9% — low. Vacancy runs 1.9%. Rent burden reaches 46% of tenant households. The demographic-stress sub-score lands at 26/100. The ZIP holds roughly 10,635 housing units. Home values center near $344,400, an affordability ratio of 3.3× — accessible. About 35% have a four-year degree. 87% of housing is owner-occupied.
Overall 49464 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 49464 at the moment; the composite and its components are still built from verifiable records.
The 49464 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 49464 stays directly comparable to neighboring ZIPs and the rest of Ottawa County, Michigan. Sparse data for 49464 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 49464 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. The point of the 49464 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 49464
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
49464 at a glance
A live read on 49464: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Ottawa County ZIP codes
Nearest ZIP codes to 49464
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 49464
More ZIP, county and state distress intelligence connected to Ottawa County, Michigan.
See every distressed parcel in 49464
The full 49464 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology