ZIP 49534 Foreclosure, Tax-Lien & Distress Report
Ottawa County, Michigan · Distress market
Scored on a fixed 0-100 scale, 49534 (Ottawa County, Michigan) returns a low composite of 26/100. Leading the profile are structural risk (57/100), construction/permit lag (41/100), institutional ownership (32/100). By contrast, institutional ownership (32/100) and mortgage stress (10/100) register low. On the structural side it scores 57/100, with 3/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (72/100)).
Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 22% higher over three years, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.
The poverty rate is 7.4% — low. Rent burden reaches 23% of tenant households. Households earn a median $78,846 — near the roughly $78,000 national figure. Educational attainment sits at 34% bachelor's-or-above. 23,387 residents call 49534 home, typically aged 37. The ZIP holds roughly 10,001 housing units. A median home runs $306,700 here, or 3.4 times local income. On demographic stress specifically, 49534 scores 26/100. The tenure split is 69% owner-occupied to 31% rented. The vacancy rate is 4.0%.
Overall, 49534 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 49534 read uses the identical scoring model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 49534 stays directly comparable to neighboring ZIPs and the rest of Ottawa County, Michigan. The score is rebuilt from public data as it updates, so 49534 reflects the current record instead of a stale or modeled snapshot.
The 26/100 for 49534 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 49534 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 49534 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 49534 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Ottawa County ZIP reports
Nearest ZIP codes to 49534
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Ottawa County, Michigan — ZIP, county and statewide.
See every distressed parcel in 49534
Every distressed parcel in 49534 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology