ZIP 49534 Property Distress & Foreclosure Data

Ottawa County, Michigan's ZIP 49534 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (41/100), institutional ownership (26/100). institutional ownership (26/100) and mortgage stress (10/100) stay muted. On the structural side it scores 51/100, with 3/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (89/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 22% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. Around 23% of renters are cost-burdened. Households earn a median $78,846 — near the roughly $78,000 national figure. About 34% have a four-year degree. 23,387 residents call 49534 home, typically aged 37. The ZIP holds roughly 10,001 housing units. A median home runs $306,700 here, or 3.4 times local income. On demographic stress specifically, 49534 scores 26/100. The tenure split is 69% owner-occupied to 31% rented. The vacancy rate is 4.0%.

On balance, 49534 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.