ZIP 49504 Foreclosure, Tax-Lien & Distress Report
Kent County, Michigan · Distress market
Composite property distress in 49504 (Kent County, Michigan) lands at 28/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (79/100). Leading the profile are structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (18/100) register low. Structurally it carries 61/100, against 5/100 of stress already in motion.
The market reads peak — home values rose 3.9% year on year, and 22% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 40,402 people live here, median age 33. The tenure split is 58% owner-occupied to 42% rented. The vacancy rate is 7.9%. On demographic stress specifically, 49504 scores 31/100. Educational attainment sits at 39% bachelor's-or-above. The poverty rate is 15.6%. There are about 18,769 housing units across 49504. Around 44% of renters are cost-burdened. The typical home is worth about $243,500 (3.3× income, relatively affordable). At $68,326, median income runs below typical U.S. levels.
Net-net, 49504 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 49504 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. 49504 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
49504's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 49504 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 49504 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 49504 distress snapshot
49504 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Other Kent County ZIP codes
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Open the complete 49504 acquisition file
See who owns each distressed property in 49504, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology