ZIP 49302 Foreclosure, Tax-Lien & Distress Report
Kent County, Michigan · Distress market
Scored purely from public records, 49302 (Kent County, Michigan) returns a low composite of 28/100. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (79/100). Leading the profile are structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (18/100) stay muted. The latent-versus-live split is 61/100 structural and 5/100 already moving.
The peak-phase market in 49302 posted values that rose 3.9% over the year, and 16% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 3,180 housing units. Rent burden reaches 49% of tenant households. The typical home is worth about $400,700 (3.1× income, relatively affordable). The vacancy rate is 3.2%. 97% of housing is owner-occupied. 2.8% of residents fall below the poverty threshold. On demographic stress specifically, 49302 scores 25/100. Median household income is $125,264, above the U.S. median near $78,000. 9,657 residents call 49302 home, typically aged 39. Educational attainment sits at 45% bachelor's-or-above.
Net-net, 49302 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 49302 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49302 can be compared directly against any other ZIP in Kent County, Michigan or nationwide. Nothing here is interpolated — where a source is thin for 49302, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
49302's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 49302 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 49302’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 49302 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 49302, the same set carried on every parcel.
Nearby ZIPs in Kent County
More distress data near 49302
Further distress data across Kent County, Michigan at ZIP, county and state level.
See every distressed parcel in 49302
Open 49302 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
No modelling: every input is a public record · methodology