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ZIP 49331 Foreclosure, Tax-Lien & Distress Report

Kent County, Michigan · Distress market

DLRadar grades ZIP 49331 (Kent County, Michigan) at a low 27/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (80/100)). What sets it apart are the readings on structural risk (59/100), institutional ownership (46/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (18/100) register low. The split runs 59/100 structural to 6/100 active on the ground.

The peak-phase market in 49331 posted values that rose 3.9% over the year, and 22% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 4.3%. The typical home is worth about $315,300 (3.2× income, relatively affordable). The demographic-stress sub-score lands at 26/100. About 39% have a four-year degree. About 17,419 people live here, median age 39. At $92,443, median income runs above typical U.S. levels. The ZIP holds roughly 7,086 housing units. Rent burden reaches 43% of tenant households. The tenure split is 85% owner-occupied to 15% rented. The poverty rate is 5.1% — low.

Net-net, 49331 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 49331 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 49331 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Kent County, Michigan and the nation. Where the public record is thin for 49331, the field stays empty rather than modeled, and fills in as new documents post.

49331's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 49331 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

27/100
Composite stress
59/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 49331

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk86
9 further distress layers are graded for 49331

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 49331 distress snapshot

The live 49331 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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