ZIP 48881 Property Distress & Foreclosure Data

Composite property distress in 48881 (Ionia County, Michigan) lands at 27/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100). On the structural side it scores 61/100, with 6/100 of stress already active. The sharpest non-environmental signals are structural risk (61/100), construction/permit lag (56/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low.

The market reads expansion — home values rose 5.5% year on year, and 18% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 11.7%. The ZIP holds roughly 2,117 housing units. At $76,915, median income runs near typical U.S. levels. Around 24% of renters are cost-burdened. Around 24% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 26/100. 80% of housing is owner-occupied. The typical home is worth about $226,800 (2.9× income, relatively affordable). About 5,358 people live here, median age 37. The vacancy rate is 5.8%.

Net-net, 48881 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

27/100
Composite stress
61/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 48881

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk58
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Ionia County

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Deterministic. Every signal traces to a public dataset · methodology