ZIP 48849 Foreclosure, Tax-Lien & Distress Report

Ionia County, Michigan's ZIP 48849 registers 26/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (71/100). The split runs 58/100 structural to 5/100 active on the ground. Its standout signals are construction/permit lag (64/100), structural risk (58/100), institutional ownership (44/100). mortgage stress (16/100) stay muted.

The peak-phase market in 48849 posted values that rose 4.0% over the year, and 26% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $79,423, median income runs near typical U.S. levels. On demographic stress specifically, 48849 scores 24/100. About 5,801 people live here, median age 39. Around 18% of adults hold a bachelor's degree or higher. The poverty rate is 6.2% — low. Home values center near $223,600, an affordability ratio of 2.7× — accessible. Rent burden reaches 17% of tenant households. The ZIP holds roughly 2,201 housing units. The vacancy rate is 12.2% — elevated. The tenure split is 86% owner-occupied to 14% rented.

On the whole, 48849 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 48849 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48849 can be compared directly against any other ZIP in Ionia County, Michigan or nationwide. Nothing here is interpolated — where a source is thin for 48849, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 figure for 48849 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 48849 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.