ZIP 48845 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 48845 (Ionia County, Michigan) returns a low composite of 22/100. Structurally it carries 49/100, against 3/100 of stress already in motion. Property-level stress concentrates in construction/permit lag (54/100), structural risk (49/100), institutional ownership (32/100). institutional ownership (32/100) and mortgage stress (9/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 414 housing units across 48845. Population is roughly 1,109 with a median age of 42. Households earn a median $65,625 — below the roughly $78,000 national figure. About 10% have a four-year degree. The poverty rate is 13.7%. 91% of housing is owner-occupied. On demographic stress specifically, 48845 scores 34/100. Home values center near $172,500, an affordability ratio of 2.3× — accessible. Around 75% of renters are cost-burdened. Vacancy runs 15.5%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 48845 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 48845 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 48845 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Ionia County, Michigan and the nation. Where the public record is thin for 48845, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 48845 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Practically, 48845 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.