ZIP 48845 Foreclosure, Tax-Lien & Distress Report
Ionia County, Michigan · High Vacancy market
Scored on a fixed 0-100 scale, 48845 (Ionia County, Michigan) returns a low composite of 23/100. Climate and flood risk are elevated too — flood (NFIP) exposure (66/100). Structurally it carries 52/100, against 3/100 of stress already in motion. Property-level stress concentrates in construction/permit lag (53/100), structural risk (52/100), institutional ownership (37/100). institutional ownership (37/100) and mortgage stress (9/100) stay muted.
Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
There are about 414 housing units across 48845. Population is roughly 1,109 with a median age of 42. Households earn a median $65,625 — below the roughly $78,000 national figure. About 10% have a four-year degree. The poverty rate is 13.7%. 91% of housing is owner-occupied. On demographic stress specifically, 48845 scores 34/100. Home values center near $172,500, an affordability ratio of 2.3× — accessible. Around 75% of renters are cost-burdened. Vacancy runs 15.5%, above the national norm and a classic distress-and-opportunity signal.
Net-net, 48845 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 48845 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 48845 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Ionia County, Michigan and the nation. Where the record is thin for 48845, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 48845 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Practically, 48845 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 48845’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 48845 Stress Report snapshot
A live read on 48845: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Ionia County ZIP codes
Nearest ZIP codes to 48845
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Ionia County, Michigan.
Unlock parcel-level detail for ZIP 48845
Every distressed parcel in 48845 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology