ZIP 48845 Property Distress & Foreclosure Data

Composite property distress in 48845 (Ionia County, Michigan) lands at 19/100 — low on DLRadar's public-record scoring. On the structural side it scores 41/100, with 3/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (46/100), structural risk (41/100), institutional ownership (23/100). By contrast, institutional ownership (23/100) and mortgage stress (9/100) register low.

The market reads expansion — home values rose 5.4% year on year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 414 housing units. About 1,109 people live here, median age 42. At $65,625, median income runs below typical U.S. levels. Around 10% of adults hold a bachelor's degree or higher. The poverty rate is 13.7%. 91% of housing is owner-occupied. The demographic-stress sub-score lands at 34/100. The typical home is worth about $172,500 (2.3× income, relatively affordable). Around 75% of renters are cost-burdened. The vacancy rate is 15.5% — elevated.

Net-net, 48845 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.