ZIP 48614 Property Distress & Foreclosure Data

DLRadar grades ZIP 48614 (Saginaw County, Michigan) at a low 22/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (75/100). On the structural side it scores 50/100, with 2/100 of stress already active. Property-level stress concentrates in structural risk (50/100), construction/permit lag (39/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 3.9% year on year (phase confidence 38/100). Topping markets hide individual distress behind strong averages.

At $60,568, median income runs below typical U.S. levels. Around 48% of renters are cost-burdened. The poverty rate is 12.2%. The demographic-stress sub-score lands at 28/100. 91% of housing is owner-occupied. About 921 people live here, median age 51. Around 10% of adults hold a bachelor's degree or higher. The typical home is worth about $152,500 (2.1× income, relatively affordable). The ZIP holds roughly 477 housing units. The vacancy rate is 13.8% — elevated.

Net-net, 48614 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.