ZIP 48614 Foreclosure, Tax-Lien & Distress Report

In Saginaw County, Michigan, ZIP 48614 scores 30 of 100 for composite distress, a moderate level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (60/100). The split runs 67/100 structural to 2/100 active on the ground. The pressure is most legible in structural risk (67/100), construction/permit lag (51/100), institutional ownership (50/100). By contrast, mortgage stress (8/100) register low.

The peak-phase market in 48614 posted values that rose 4.0% over the year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $60,568 — below the roughly $78,000 national figure. Rent burden reaches 48% of tenant households. The poverty rate is 12.2%. On demographic stress specifically, 48614 scores 28/100. The tenure split is 91% owner-occupied to 9% rented. Population is roughly 921 with a median age of 51. Educational attainment sits at 10% bachelor's-or-above. The typical home is worth about $152,500 (2.1× income, relatively affordable). There are about 477 housing units across 48614. The vacancy rate is 13.8% — elevated.

On the whole, 48614 leans distressed, with opportunity clustered in specific stressed parcels. 48614 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 48614 read uses the identical scoring model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 48614 stays directly comparable to neighboring ZIPs and the rest of Saginaw County, Michigan. The score is rebuilt from public data as it updates, so 48614 reflects the current record instead of a stale or modeled snapshot.

48614's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 48614 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.