ZIP 48806 Property Distress & Foreclosure Data

ZIP code 48806 in Gratiot County, Michigan carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (67/100), structural risk (34/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural risk reads 34/100 against active distress of 1/100.

The market reads expansion — home values rose 5.6% year on year, and 1% lower over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,821 people live here, median age 41. The demographic-stress sub-score lands at 31/100. 77% of housing is owner-occupied. Around 14% of adults hold a bachelor's degree or higher. Vacancy runs 9.5%. Rent burden reaches 44% of tenant households. There are about 734 housing units across 48806. The poverty rate is 22.3% — high, a tax-stress and distress correlate. The typical home is worth about $155,600 (2.5× income, relatively affordable). At $58,214, median income runs below typical U.S. levels.

Net-net, 48806 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.