ZIP 48806 Foreclosure, Tax-Lien & Distress Report
Gratiot County, Michigan · High Poverty market
Scored on a fixed 0-100 scale, 48806 (Gratiot County, Michigan) returns a low composite of 25/100. Structurally it carries 56/100, against 1/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (60/100)). Leading the profile are construction/permit lag (62/100), structural risk (56/100), institutional ownership (46/100). By contrast, mortgage stress (3/100) register low.
Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 1% lower over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 1,821 people live here, median age 41. DLRadar's demographic-stress index for the area reads 31/100. 77% of housing is owner-occupied. Around 14% of adults hold a bachelor's degree or higher. Vacancy runs 9.5%. Around 44% of renters are cost-burdened. There are about 734 housing units across 48806. 22.3% of residents fall below the poverty threshold. A median home runs $155,600 here, or 2.5 times local income. Median household income is $58,214, below the U.S. median near $78,000.
On the whole, 48806 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 48806 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 48806 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 48806 shows as blanks, never estimates, and the score updates on every fresh public filing.
48806's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 48806 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 48806’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 48806 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 48806, the same set carried on every parcel.
Nearby ZIPs in Gratiot County
Nearest ZIP codes to 48806
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 48806
Other reports tied to Gratiot County, Michigan — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 48806
Pull every distressed parcel in 48806 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
No modelling: every input is a public record · methodology