ZIP 48847 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 48847 (Gratiot County, Michigan) returns a low composite of 25/100. Climate and flood risk are elevated too — flood (NFIP) exposure (60/100). The split runs 56/100 structural to 1/100 active on the ground. Its heaviest discrete signals: construction/permit lag (62/100), structural risk (56/100), institutional ownership (46/100). mortgage stress (3/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 23% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 2,482 housing units across 48847. Vacancy runs 7.6%. A median home runs $172,500 here, or 2.6 times local income. Rent burden reaches 30% of tenant households. 12.5% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 26/100. About 23% have a four-year degree. Owners hold 79% of homes, renters 21%. At $63,967, median income runs below typical U.S. levels. About 5,773 people live here, median age 40.

On balance 48847 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 48847 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 48847 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 48847, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 48847 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 48847 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.