ZIP 48874 Foreclosure, Tax-Lien & Distress Report
Gratiot County, Michigan · High Vacancy market
ZIP 48874's composite property-distress score is 25/100 - DLRadar classes that as low for Gratiot County, Michigan. Leading the profile are construction/permit lag (62/100), structural risk (56/100), institutional ownership (46/100). On the quiet end sit mortgage stress (3/100). On the structural side it scores 56/100, with 1/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (60/100)).
The market reads peak — home values rose 4.2% year on year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
100% of housing is owner-occupied. At $73,988, median income runs near typical U.S. levels. 160 residents call 48874 home, typically aged 35. The ZIP holds roughly 51 housing units. The typical home is worth about $111,300 (1.5× income, relatively affordable). Educational attainment sits at 36% bachelor's-or-above. The vacancy rate is 16.4% — elevated. The demographic-stress sub-score lands at 28/100. The poverty rate is 0.0% — low.
On the whole, 48874 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 48874 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48874 can be compared directly against any other ZIP in Gratiot County, Michigan or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 48874 shows blanks, not estimates, wherever the record is sparse.
The 25/100 for 48874 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 48874 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 48874 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 48874 distress snapshot
Current distress, phase, housing and lender-pressure figures for 48874, drawn from the same report attached to each property.
Neighbouring ZIPs in Gratiot County
Nearest ZIP codes to 48874
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Gratiot County, Michigan
Additional distress intelligence spanning Gratiot County, Michigan by ZIP, county and state.
Unlock parcel-level detail for ZIP 48874
Every distressed parcel in 48874 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology