ZIP 48874 Property Distress & Foreclosure Data

ZIP code 48874 in Gratiot County, Michigan carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 34/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (67/100), structural risk (34/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 100% owner-occupied to 0% rented. Households earn a median $73,988 — near the roughly $78,000 national figure. 160 residents call 48874 home, typically aged 35. The ZIP holds roughly 51 housing units. A median home runs $111,300 here, or 1.5 times local income. About 36% have a four-year degree. The vacancy rate is 16.4% — elevated. On demographic stress specifically, 48874 scores 16/100. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas.

Taken together, 48874 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

15/100
Composite stress
34/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 48874

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk54
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Gratiot County

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