ZIP 48874 Foreclosure, Tax-Lien & Distress Report
Gratiot County, Michigan · High Vacancy market
ZIP 48874's composite property-distress score is 22/100 - DLRadar classes that as low for Gratiot County, Michigan. On the structural side it scores 48/100, with 1/100 of stress already active. Leading the profile are construction/permit lag (67/100), structural risk (48/100), institutional ownership (34/100). On the quiet end sit institutional ownership (34/100) and mortgage stress (3/100).
The market reads peak — home values rose 4.2% year on year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
100% of housing is owner-occupied. At $73,988, median income runs near typical U.S. levels. 160 residents call 48874 home, typically aged 35. The ZIP holds roughly 51 housing units. The typical home is worth about $111,300 (1.5× income, relatively affordable). Educational attainment sits at 36% bachelor's-or-above. The vacancy rate is 16.4% — elevated. The demographic-stress sub-score lands at 16/100. The poverty rate is 0.0% — low.
On the whole, 48874 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 48874 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48874 can be compared directly against any other ZIP in Gratiot County, Michigan or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 48874 shows blanks, not estimates, wherever the record is sparse.
The 22/100 for 48874 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 48874 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 48874 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 48874 distress snapshot
Current distress, phase, housing and lender-pressure figures for 48874, drawn from the same report attached to each property.
Neighbouring ZIPs in Gratiot County
Related reports across Gratiot County, Michigan
Additional distress intelligence spanning Gratiot County, Michigan by ZIP, county and state.
Unlock parcel-level detail for ZIP 48874
Every distressed parcel in 48874 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology