ZIP 48807 Foreclosure, Tax-Lien & Distress Report

ZIP code 48807 in Gratiot County, Michigan carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (60/100), structural risk (51/100), institutional ownership (36/100). institutional ownership (36/100) and mortgage stress (4/100) stay muted. The latent-versus-live split is 51/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (61/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $59,468, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 22/100. Rent burden reaches 23% of tenant households. About 19% have a four-year degree. Owners hold 88% of homes, renters 13%. A median home runs $108,200 here, or 1.7 times local income. Roughly 12.5% live below the poverty line. The ZIP holds roughly 327 housing units. Population is roughly 706 with a median age of 50. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal.

Overall, 48807 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 48807 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 48807's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 48807 reflects the current record instead of a stale or modeled snapshot.

The 23/100 for 48807 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 48807 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.