ZIP 48807 Property Distress & Foreclosure Data

In Gratiot County, Michigan, ZIP 48807 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (54/100), structural risk (35/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100). The latent-versus-live split is 35/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (61/100)).

The expansion-phase market in 48807 posted values that rose 5.2% over the year (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $59,468, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 22/100. Around 23% of renters are cost-burdened. Educational attainment sits at 19% bachelor's-or-above. Owners hold 88% of homes, renters 13%. Home values center near $108,200, an affordability ratio of 1.7× — accessible. 12.5% of residents fall below the poverty threshold. The ZIP holds roughly 327 housing units. Population is roughly 706 with a median age of 50. The vacancy rate is 11.4% — elevated.

On balance 48807 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.