ZIP 48866 Foreclosure, Tax-Lien & Distress Report

ZIP 48866's composite property-distress score is 18/100 - DLRadar classes that as low for Clinton County, Michigan. Structural exposure scores 42 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (62/100), climate & FEMA risk (60/100)). The pressure is most legible in construction/permit lag (46/100), structural risk (42/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (3/100).

The market reads peak — home values rose 4.5% year on year, and 24% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

4,375 residents call 48866 home, typically aged 42. Owners hold 84% of homes, renters 16%. The poverty rate is 10.6%. On demographic stress specifically, 48866 scores 26/100. Vacancy runs 4.5%. There are about 1,856 housing units across 48866. The typical home is worth about $169,000 (2.5× income, relatively affordable). Rent burden reaches 31% of tenant households. At $64,070, median income runs below typical U.S. levels. Educational attainment sits at 12% bachelor's-or-above.

Net-net, 48866 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 48866 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 48866's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 48866 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 48866's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 48866 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.