ZIP 48866 Property Distress & Foreclosure Data

In Clinton County, Michigan, ZIP 48866 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structural exposure scores 31 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (60/100). Its standout signals are construction/permit lag (41/100), structural risk (31/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low.

The market reads expansion — home values rose 5.4% year on year, and 24% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 4,375 people live here, median age 42. 84% of housing is owner-occupied. The poverty rate is 10.6%. The demographic-stress sub-score lands at 26/100. Vacancy runs 4.5%. There are about 1,856 housing units across 48866. The typical home is worth about $169,000 (2.5× income, relatively affordable). Rent burden reaches 31% of tenant households. At $64,070, median income runs below typical U.S. levels. Around 12% of adults hold a bachelor's degree or higher.

Net-net, 48866 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.