ZIP 48894 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 48894 (Clinton County, Michigan) lands at 19/100 — low on DLRadar's distress scoring. The sharpest non-environmental signals are construction/permit lag (48/100), structural risk (43/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (4/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (65/100). Structural risk reads 43/100 against active distress of 1/100.

Prices here sit in a neutral phase: values rose 4.6% over the trailing year, and 22% higher over three years (phase confidence 24/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $110,000, above the U.S. median near $78,000. The demographic-stress sub-score lands at 19/100. The poverty rate is 3.7% — low. Vacancy runs 0.8%. Around 23% of renters are cost-burdened. Population is roughly 2,269 with a median age of 34. Around 35% of adults hold a bachelor's degree or higher. The tenure split is 94% owner-occupied to 6% rented. A median home runs $275,900 here, or 2.3 times local income. There are about 769 housing units across 48894.

Broadly, 48894 is a steadier market — the deals are the exceptions, not the rule. 48894 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 48894 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48894 can be compared directly against any other ZIP in Clinton County, Michigan or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 48894 shows blanks, not estimates, wherever the record is sparse.

Each component behind 48894 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. In workflow terms, 48894 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.