ZIP 48838 Foreclosure, Tax-Lien & Distress Report
Montcalm County, Michigan · Distress market
DLRadar grades ZIP 48838 (Montcalm County, Michigan) at a low 23/100 for overall property distress. Its standout signals are structural risk (51/100), institutional ownership (42/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (6/100). The split runs 51/100 structural to 2/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (65/100), flood (NFIP) exposure (64/100)).
The market reads peak — home values rose 3.9% year on year, and 23% higher over three years, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.
Households earn a median $66,126 — below the roughly $78,000 national figure. Roughly 12.4% live below the poverty line. Owners hold 73% of homes, renters 27%. Around 35% of renters are cost-burdened. About 19% have a four-year degree. The typical home is worth about $211,500 (2.9× income, relatively affordable). The ZIP holds roughly 7,920 housing units. On demographic stress specifically, 48838 scores 29/100. About 17,925 people live here, median age 38. Vacancy runs 7.8%.
Overall, 48838 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 48838 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 48838 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Montcalm County, Michigan and the nation. Where the public record is thin for 48838, the field stays empty rather than modeled, and fills in as new documents post.
The 23/100 for 48838 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 48838 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 48838 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 48838 Stress Report snapshot
The live 48838 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Montcalm County
More distress data near 48838
More ZIP, county and state distress intelligence connected to Montcalm County, Michigan.
See every distressed parcel in 48838
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Deterministic. Every signal traces to a public dataset · methodology