ZIP 48885 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 48885 in Montcalm County, Michigan comes in at 23, a low composite-distress reading. Climate and flood risk are elevated too — flood (NFIP) exposure (60/100). Structural risk reads 52/100 against active distress of 1/100. Its standout signals are structural risk (52/100), construction/permit lag (50/100), institutional ownership (41/100). By contrast, mortgage stress (4/100) register low.

The peak-phase market in 48885 posted values that rose 3.9% over the year, and 31% higher over three years (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 449 housing units. The poverty rate is 3.8% — low. Around 9% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 31/100. Rent burden reaches 71% of tenant households. A median home runs $200,500 here, or 2.6 times local income. Population is roughly 1,273 with a median age of 43. Vacancy runs 7.5%. Median household income is $68,958, near the U.S. median near $78,000. Owners hold 91% of homes, renters 9%.

Overall, 48885 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 48885 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 48885 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 48885 reflects the current record instead of a stale or modeled snapshot.

The 23/100 figure for 48885 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 48885 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.