ZIP 48885 Property Distress & Foreclosure Data

DLRadar grades ZIP 48885 (Montcalm County, Michigan) at a minimal 13/100 for overall property distress. On the structural side it scores 29/100, with 1/100 of stress already active. Property-level stress concentrates in construction/permit lag (44/100), structural risk (29/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The expansion-phase market in 48885 posted values that rose 5.5% over the year, and 31% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 449 housing units. 3.8% of residents fall below the poverty threshold. Educational attainment sits at 9% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 31/100. Around 71% of renters are cost-burdened. Home values center near $200,500, an affordability ratio of 2.6× — accessible. Population is roughly 1,273 with a median age of 43. The vacancy rate is 7.5%. Median household income is $68,958, near the U.S. median near $78,000. Owners hold 91% of homes, renters 9%.

On balance 48885 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.