ZIP 49329 Foreclosure, Tax-Lien & Distress Report

ZIP 49329's composite property-distress score is 24/100 - DLRadar classes that as low for Montcalm County, Michigan. What sets it apart are the readings on structural risk (55/100), institutional ownership (49/100), construction/permit lag (43/100). By contrast, mortgage stress (4/100) register low. On the structural side it scores 55/100, with 1/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (77/100), FEMA disaster exposure (60/100)).

The market reads peak — home values rose 4.3% year on year, and 31% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $71,585, median income runs near typical U.S. levels. On demographic stress specifically, 49329 scores 25/100. The tenure split is 88% owner-occupied to 12% rented. Educational attainment sits at 15% bachelor's-or-above. The ZIP holds roughly 3,849 housing units. Population is roughly 9,030 with a median age of 38. Rent burden reaches 21% of tenant households. Home values center near $207,900, an affordability ratio of 2.7× — accessible. The poverty rate is 8.7%. The vacancy rate is 11.8% — elevated.

Net-net, 49329 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 49329 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49329 can be compared directly against any other ZIP in Montcalm County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 49329 reflects the current record instead of a stale or modeled snapshot.

Behind 49329's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 49329 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.