ZIP 49322 Property Distress & Foreclosure Data

Montcalm County, Michigan's ZIP 49322 registers 13/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (44/100), structural risk (29/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Structural risk reads 29/100 against active distress of 1/100.

The market reads expansion — home values rose 5.5% year on year, and 40% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 34.5%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $156,800 (2.1× income, relatively affordable). 88% of housing is owner-occupied. Rent burden reaches 33% of tenant households. At $69,231, median income runs near typical U.S. levels. There are about 610 housing units across 49322. About 1,222 people live here, median age 44. Around 15% of adults hold a bachelor's degree or higher. The poverty rate is 11.4%. The demographic-stress sub-score lands at 28/100.

Net-net, 49322 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.