Montcalm County, MI: Foreclosures, Tax Liens & Distressed Properties
Montcalm County, MI, Michigan: 25 ZIP codes scored, Montcalm County, MI averaging 24/100 (low, Montcalm, MI), from 17 to 26. Montcalm County, MI is in its peak phase (Montcalm, MI confidence 25/100): Montcalm, MI home prices up 3.9% (Montcalm, MI) over twelve months. Montcalm County, MI lender headwind: 47/100.
Highest-scoring Montcalm County, MI ZIPs: 49326 (26/100), 48834 (25/100), 49343 (25/100), 48809 (24/100), 48811 (24/100), 48818 (24/100). Also scored in Montcalm County, MI: 48829, 48838, 48850, 48852, 48884, 48885, 48886, 48888, 48889, 48891.
Across Montcalm County, MI's scored ZIPs: median home value $180,324, household income $66,003, 16.0% vacancy, 12.7% poverty, 87% owner-occupied, median age 42.0.
Montcalm County, MI insurance distress 60/100 (#885 in the US); FEMA hazard 52/100 for Montcalm, MI; 2 federal disaster declarations in Montcalm County, MI since 2023 (2 flood); 3 Montcalm, MI NFIP flood claims, $84K paid; Montcalm, MI construction distress 44/100.
7 banks with 16 branches lend in Montcalm County, MI; Montcalm, MI weighted bank stress 61/100, highest 73/100 in Montcalm, MI.
Montcalm County, MI unemployment 4.5% (Montcalm, MI -0.5 pts, six months); 218 new housing units permitted in Montcalm County, MI over twelve months, Montcalm, MI up 4% from 209; Montcalm, MI home prices +10.6% a year (Montcalm, MI) over three years.
28,147 housing units in Montcalm County, MI; 4,304 Montcalm, MI renter households; 37% of Montcalm, MI renters spend 30%+ of income on rent, 17% (Montcalm, MI) half or more.
Montcalm County, MI ranks #2,060 nationally on the opportunity index (Montcalm, MI, among all ranked counties); Montcalm, MI scores 27.5/100 and Montcalm, MI sits #61 inside Michigan. Montcalm, MI is in the weak opportunity phase; Montcalm, MI's primary driver is vacancy, Montcalm, MI second driver bank institutional; Montcalm, MI moved down 510 places. 9 short-sale listings across Montcalm, MI; 17 days on market observed in Montcalm, MI; 14.2% vacancy over 25 Montcalm, MI ZIPs.
No CFPB county sample covers Montcalm County, MI. The metro area reading for Montcalm, MI (Grand Rapids-Wyoming-Kentwood, MI): 0.6% ninety-plus days late; Montcalm, MI's thirty-to-eighty-nine share is 1.9% (Montcalm, MI, December 2025 data); Michigan overall 0.9%.
Montcalm County, MI has 5 watched banks; 5 Montcalm, MI banks sit in an elevated band. Montcalm, MI footprints: Isabella Bank (3 branches, stress 73) in Montcalm, MI; Sidney State Bank (3 branches, stress 53) in Montcalm, MI; Mercantile Bank (3 branches, stress 52) in Montcalm, MI.
HUD lists 1 assisted multifamily property in Montcalm County, MI with 0 units.
3,636 of the 28,147 housing units in Montcalm, MI sit vacant. Montcalm County, MI permitted 9 multifamily units in twelve months; Montcalm, MI's one-to-four unit structures added 209 units in Montcalm County, MI.