ZIP 48809 Property Distress & Foreclosure Data

Composite property distress in 48809 (Ionia County, Michigan) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (59/100), institutional ownership (50/100), construction/permit lag (43/100). By contrast, mortgage stress (19/100) register low. On the structural side it scores 59/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), climate & FEMA risk (65/100).

The market reads expansion — home values rose 5.5% year on year, and 15% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 11.8%. The demographic-stress sub-score lands at 28/100. The ZIP holds roughly 4,528 housing units. Around 17% of adults hold a bachelor's degree or higher. Around 29% of renters are cost-burdened. The vacancy rate is 8.8%. 75% of housing is owner-occupied. The typical home is worth about $210,400 (2.8× income, relatively affordable). At $67,172, median income runs below typical U.S. levels. About 11,292 people live here, median age 41.

Net-net, 48809 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.