ZIP 48860 Property Distress & Foreclosure Data

ZIP code 48860 in Ionia County, Michigan carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 61/100 against active distress of 6/100. What sets it apart are the readings on structural risk (61/100), construction/permit lag (56/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100).

The market reads expansion — home values rose 5.5% year on year, and 81% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,395 people live here, median age 47. The typical home is worth about $180,300 (2.8× income, relatively affordable). Rent burden reaches 20% of tenant households. 73% of housing is owner-occupied. The poverty rate is 13.2%. Vacancy runs 1.9%. At $58,750, median income runs below typical U.S. levels. Around 6% of adults hold a bachelor's degree or higher. There are about 504 housing units across 48860. The demographic-stress sub-score lands at 27/100.

Net-net, 48860 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.