Ionia County, MI: Foreclosures, Tax Liens & Distressed Properties

Ionia County, MI, Michigan: 21 ZIP codes scored, Ionia County, MI averaging 24/100 (low, Ionia, MI), from 19 to 28. Ionia County, MI is in its peak phase (Ionia, MI confidence 25/100): Ionia, MI home prices up 3.9% (Ionia, MI) over twelve months. Ionia County, MI lender headwind: 53/100.

Highest-scoring Ionia County, MI ZIPs: 49302 (28/100), 49331 (27/100), 48846 (26/100), 48851 (26/100), 48860 (26/100), 48865 (26/100). Also scored in Ionia County, MI: 48870, 48881, 48815, 48834, 48849, 48875, 48809, 48838, 48890, 48845.

Across Ionia County, MI's scored ZIPs: median home value $217,486, household income $81,912, 6.9% vacancy, 9.6% poverty, 85% owner-occupied, median age 39.0.

Ionia County, MI insurance distress 57/100 (#968 in the US); FEMA hazard 52/100 for Ionia, MI; 2 federal disaster declarations in Ionia County, MI since 2023 (2 flood); 2 Ionia, MI NFIP flood claims, $31K paid; Ionia, MI construction distress 59/100.

5 banks with 11 branches lend in Ionia County, MI; Ionia, MI weighted bank stress 63/100, highest 81/100 in Ionia, MI.

Ionia County, MI unemployment 4.3% (Ionia, MI -0.2 pts, six months); 93 new housing units permitted in Ionia County, MI over twelve months, Ionia, MI down 17% from 112; Ionia, MI home prices +10.1% a year (Ionia, MI) over three years.

24,861 housing units in Ionia County, MI; 5,232 Ionia, MI renter households; 42% of Ionia, MI renters spend 30%+ of income on rent, 19% (Ionia, MI) half or more.

Ionia County, MI ranks #2,602 nationally on the opportunity index (Ionia, MI, among all ranked counties); Ionia, MI scores 25.4/100 and Ionia, MI sits #76 inside Michigan. Ionia, MI is in the weak opportunity phase; Ionia, MI's primary driver is bank institutional, Ionia, MI second driver construction; Ionia, MI moved down 411 places. 8 short-sale listings across Ionia, MI; 43 days on market observed in Ionia, MI; 7.0% vacancy over 21 Ionia, MI ZIPs.

No CFPB county sample covers Ionia County, MI. The metro area reading for Ionia, MI (Grand Rapids-Wyoming-Kentwood, MI): 0.6% ninety-plus days late; Ionia, MI's thirty-to-eighty-nine share is 1.9% (Ionia, MI, December 2025 data); Michigan overall 0.9%.

Ionia County, MI has 4 watched banks; 4 Ionia, MI banks sit in an elevated band. Ionia, MI footprints: Independent Bank (5 branches, stress 67) in Ionia, MI; Mercantile Bank (3 branches, stress 52) in Ionia, MI; Union Bank (1 branch, stress 81) in Ionia, MI.

HUD lists 3 assisted multifamily properties in Ionia County, MI with 197 units; 85 Ionia, MI units are assisted, 2 Ionia, MI properties under project-based Section 8.

1,506 of the 24,861 housing units in Ionia, MI sit vacant. Ionia County, MI permitted 0 multifamily units in twelve months; Ionia, MI's one-to-four unit structures added 93 units in Ionia County, MI.