ZIP 48870 Foreclosure, Tax-Lien & Distress Report

In Ionia County, Michigan, ZIP 48870 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Property-level stress concentrates in construction/permit lag (68/100), structural risk (62/100), institutional ownership (47/100). By contrast, mortgage stress (19/100) register low. On the structural side it scores 62/100, with 6/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (86/100)).

The peak-phase market in 48870 posted values that rose 3.9% over the year, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $93,500 here, or 2.7 times local income. Vacancy runs 0.0%. Owners hold 100% of homes, renters 0%. Roughly 19.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 48870 scores 27/100. Median household income is $34,091, below the U.S. median near $78,000. Around 0% of adults hold a bachelor's degree or higher. There are about 75 housing units across 48870. Population is roughly 204 with a median age of 29.

Net-net, 48870 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 48870 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 48870 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 48870 stays directly comparable to neighboring ZIPs and the rest of Ionia County, Michigan. Nothing here is interpolated — where a source is thin for 48870, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 48870 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. For an operator, 48870 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.