ZIP 48870 Property Distress & Foreclosure Data

In Ionia County, Michigan, ZIP 48870 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (61/100), construction/permit lag (56/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100). On the structural side it scores 61/100, with 6/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (87/100)).

The expansion-phase market in 48870 posted values that rose 5.5% over the year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $93,500, an affordability ratio of 2.7× — accessible. The vacancy rate is 0.0%. Owners hold 100% of homes, renters 0%. 19.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. Median household income is $34,091, below the U.S. median near $78,000. Educational attainment sits at 0% bachelor's-or-above. The ZIP holds roughly 75 housing units. Population is roughly 204 with a median age of 29.

On balance 48870 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

27/100
Composite stress
61/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 48870

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk58
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Ionia County

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