ZIP 48875 Property Distress & Foreclosure Data

In Ionia County, Michigan, ZIP 48875 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100). Its standout signals are structural risk (57/100), construction/permit lag (53/100), institutional ownership (46/100). By contrast, mortgage stress (17/100) register low. Structural risk reads 57/100 against active distress of 5/100.

The market reads expansion — home values rose 5.5% year on year, and 18% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 4.3%. 77% of housing is owner-occupied. About 11,090 people live here, median age 37. Around 30% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 22/100. Rent burden reaches 26% of tenant households. There are about 4,546 housing units across 48875. The poverty rate is 4.8% — low. The typical home is worth about $227,500 (2.3× income, relatively affordable). At $92,457, median income runs above typical U.S. levels.

Net-net, 48875 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

25/100
Composite stress
57/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 48875

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk58
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Ionia County

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Deterministic. Every signal traces to a public dataset · methodology