ZIP 48875 Foreclosure, Tax-Lien & Distress Report
Ionia County, Michigan · Distress market
ZIP code 48875 in Ionia County, Michigan carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (80/100). The pressure is most legible in construction/permit lag (65/100), structural risk (59/100), institutional ownership (43/100). mortgage stress (17/100) stay muted. Latent structural risk is 59/100 while live distress already moving reads 5/100.
The market reads peak — home values rose 4.0% year on year, and 18% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.
Vacancy runs 4.3%. Owners hold 77% of homes, renters 23%. About 11,090 people live here, median age 37. About 30% have a four-year degree. DLRadar's demographic-stress index for the area reads 22/100. Around 26% of renters are cost-burdened. There are about 4,546 housing units across 48875. 4.8% of residents fall below the poverty threshold. The typical home is worth about $227,500 (2.3× income, relatively affordable). Households earn a median $92,457 — above the roughly $78,000 national figure.
Net-net, 48875 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 48875 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 48875 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 48875 reflects the current record instead of a stale or modeled snapshot.
Behind 48875's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 48875 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 48875’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 48875 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Ionia County
More distress data near 48875
Other reports tied to Ionia County, Michigan — ZIP, county and statewide.
Open the complete 48875 acquisition file
See who owns each distressed property in 48875, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology