ZIP 48890 Property Distress & Foreclosure Data

Composite property distress in 48890 (Eaton County, Michigan) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (52/100), construction/permit lag (50/100), institutional ownership (41/100). By contrast, mortgage stress (15/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (64/100). The latent-versus-live split is 52/100 structural and 5/100 already moving.

The market reads expansion — home values rose 5.3% year on year, and 12% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

76% of housing is owner-occupied. Around 27% of renters are cost-burdened. The poverty rate is 14.2%. Around 14% of adults hold a bachelor's degree or higher. The vacancy rate is 6.1%. The typical home is worth about $175,800 (2.5× income, relatively affordable). The ZIP holds roughly 774 housing units. The demographic-stress sub-score lands at 27/100. At $66,833, median income runs below typical U.S. levels. About 1,967 people live here, median age 40.

Net-net, 48890 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

24/100
Composite stress
52/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 48890

Foreclosure activity0
Mortgage stress15
Climate / FEMA risk64
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Eaton County

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Deterministic. Every signal traces to a public dataset · methodology