ZIP 48890 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 48890 in Eaton County, Michigan comes in at 25, a low composite-distress reading. What sets it apart are the readings on construction/permit lag (58/100), structural risk (56/100), institutional ownership (45/100). mortgage stress (15/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (64/100), FEMA disaster exposure (62/100)). The split runs 56/100 structural to 5/100 active on the ground.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 12% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

The tenure split is 76% owner-occupied to 24% rented. Around 27% of renters are cost-burdened. Roughly 14.2% live below the poverty line. About 14% have a four-year degree. Vacancy runs 6.1%. Home values center near $175,800, an affordability ratio of 2.5× — accessible. There are about 774 housing units across 48890. The demographic-stress sub-score lands at 27/100. Median household income is $66,833, below the U.S. median near $78,000. About 1,967 people live here, median age 40.

Net-net, 48890 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 48890 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 48890's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 48890 reflects the current record instead of a stale or modeled snapshot.

The 25/100 figure for 48890 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 48890 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.