ZIP 48876 Foreclosure, Tax-Lien & Distress Report

In Eaton County, Michigan, ZIP 48876 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (71/100), climate & FEMA risk (70/100)). Structurally it carries 51/100, against 4/100 of stress already in motion. What sets it apart are the readings on structural risk (51/100), construction/permit lag (48/100), institutional ownership (43/100). On the quiet end sit mortgage stress (12/100).

The neutral-phase market in 48876 posted values that rose 4.7% over the year, and 24% higher over three years, at 26/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $186,900 here, or 2.6 times local income. Around 50% of renters are cost-burdened. Median household income is $72,895, near the U.S. median near $78,000. Around 23% of adults hold a bachelor's degree or higher. On demographic stress specifically, 48876 scores 29/100. Owners hold 73% of homes, renters 27%. 11.2% of residents fall below the poverty threshold. The ZIP holds roughly 1,759 housing units. About 4,301 people live here, median age 35. The vacancy rate is 6.9%.

On balance 48876 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 48876 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 48876, the field stays empty rather than modeled, and fills in as new documents post.

48876's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 48876 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.