ZIP 48876 Property Distress & Foreclosure Data

DLRadar grades ZIP 48876 (Eaton County, Michigan) at a low 21/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (70/100)). The latent-versus-live split is 44/100 structural and 4/100 already moving. Property-level stress concentrates in structural risk (44/100), construction/permit lag (43/100), institutional ownership (32/100). On the quiet end sit institutional ownership (32/100) and mortgage stress (12/100).

The expansion-phase market in 48876 posted values that rose 5.2% over the year, and 24% higher over three years (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $186,900, an affordability ratio of 2.6× — accessible. Around 50% of renters are cost-burdened. Median household income is $72,895, near the U.S. median near $78,000. Educational attainment sits at 23% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 29/100. Owners hold 73% of homes, renters 27%. 11.2% of residents fall below the poverty threshold. The ZIP holds roughly 1,759 housing units. Population is roughly 4,301 with a median age of 35. The vacancy rate is 6.9%.

On balance 48876 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.