Eaton County, MI: Foreclosures, Tax Liens & Distressed Properties
Eaton County, MI, Michigan: 19 ZIP codes scored, Eaton County, MI averaging 23/100 (low, Eaton, MI), from 18 to 26. Eaton County, MI is in its neutral phase (Eaton, MI confidence 26/100): Eaton, MI home prices up 4.7% (Eaton, MI) over twelve months. Eaton County, MI lender headwind: 78/100.
Highest-scoring Eaton County, MI ZIPs: 48842 (26/100), 48849 (26/100), 48911 (25/100), 48890 (24/100), 48897 (24/100), 49073 (24/100). Also scored in Eaton County, MI: 48861, 49021, 49264, 48813, 48821, 48827, 48837, 48876, 48917, 49076.
Across Eaton County, MI's scored ZIPs: median home value $198,895, household income $73,045, 6.5% vacancy, 9.9% poverty, 80% owner-occupied, median age 40.6.
Eaton County, MI insurance distress 47/100 (#1,170 in the US); FEMA hazard 68/100 for Eaton, MI; 4 federal disaster declarations in Eaton County, MI since 2023 (4 flood); 1 Eaton, MI NFIP flood claims; Eaton, MI construction distress 30/100.
10 banks with 19 branches lend in Eaton County, MI; Eaton, MI weighted bank stress 69/100, highest 90/100 in Eaton, MI.
Eaton County, MI unemployment 4.4% (Eaton, MI +0.1 pts, six months); 121 new housing units permitted in Eaton County, MI over twelve months, Eaton, MI up 23% from 98; Eaton, MI home prices +8.6% a year (Eaton, MI) over three years.
47,753 housing units in Eaton County, MI; 11,623 Eaton, MI renter households; 37% of Eaton, MI renters spend 30%+ of income on rent, 18% (Eaton, MI) half or more.
Eaton County, MI ranks #2,299 nationally on the opportunity index (Eaton, MI, among all ranked counties); Eaton, MI scores 26.7/100 and Eaton, MI sits #70 inside Michigan. Eaton, MI is in the weak opportunity phase; Eaton, MI's primary driver is bank institutional, Eaton, MI second driver listings discount; Eaton, MI moved up 322 places. 11 short-sale listings across Eaton, MI; 80 days on market observed in Eaton, MI; 5.4% vacancy over 19 Eaton, MI ZIPs.
No CFPB county sample covers Eaton County, MI. The metro area reading for Eaton, MI (Lansing-East Lansing, MI): 0.7% ninety-plus days late; Eaton, MI's thirty-to-eighty-nine share is 2.5% (Eaton, MI, December 2025 data); Michigan overall 0.9%.
Eaton County, MI has 4 watched banks; 4 Eaton, MI banks sit in an elevated band. Eaton, MI footprints: Eaton Community Bank (4 branches, stress 67) in Eaton, MI; Independent Bank (3 branches, stress 67) in Eaton, MI; Union Bank (2 branches, stress 81) in Eaton, MI.
HUD lists 7 assisted multifamily properties in Eaton County, MI with 509 units; 56 Eaton, MI units are assisted.
2,325 of the 47,753 housing units in Eaton, MI sit vacant. Eaton County, MI permitted 0 multifamily units in twelve months; Eaton, MI's one-to-four unit structures added 121 units in Eaton County, MI.