ZIP 48813 Property Distress & Foreclosure Data

Composite property distress in 48813 (Eaton County, Michigan) lands at 21/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (70/100)). The sharpest non-environmental signals are structural risk (44/100), construction/permit lag (43/100), institutional ownership (32/100). On the quiet end sit institutional ownership (32/100) and mortgage stress (12/100). Structural risk reads 44/100 against active distress of 4/100.

The expansion-phase market in 48813 posted values that rose 5.2% over the year, and 21% higher over three years, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $192,800, an affordability ratio of 2.3× — accessible. Rent burden reaches 33% of tenant households. Owners hold 81% of homes, renters 19%. 9.3% of residents fall below the poverty threshold. Population is roughly 20,263 with a median age of 41. Vacancy runs 6.8%. DLRadar's demographic-stress index for the area reads 25/100. There are about 8,248 housing units across 48813. Educational attainment sits at 19% bachelor's-or-above. Median household income is $77,431, near the U.S. median near $78,000.

On balance 48813 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.