ZIP 49021 Foreclosure, Tax-Lien & Distress Report
Eaton County, Michigan · Affordable market
On DLRadar's 0-100 distress scale, ZIP 49021 in Eaton County, Michigan comes in at 23, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (63/100)). Leading the profile are structural risk (51/100), construction/permit lag (48/100), institutional ownership (41/100). On the quiet end sit mortgage stress (8/100). The latent-versus-live split is 51/100 structural and 2/100 already moving.
The market reads expansion — home values rose 5.0% year on year, and 7% higher over three years (phase confidence 29/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The vacancy rate is 7.2%. 86% of housing is owner-occupied. Home values center near $184,400, an affordability ratio of 2.3× — accessible. The ZIP holds roughly 2,583 housing units. Median household income is $78,665, near the U.S. median near $78,000. Around 15% of adults hold a bachelor's degree or higher. Population is roughly 6,467 with a median age of 39. The demographic-stress sub-score lands at 24/100. Rent burden reaches 26% of tenant households. The poverty rate is 8.6%.
Overall 49021 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 49021 at the moment; the composite and its components are still built from verifiable records.
Whether 49021 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49021 can be compared directly against any other ZIP in Eaton County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 49021 reflects the current record instead of a stale or modeled snapshot.
Behind 49021's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 49021 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 49021
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 49021 distress snapshot
A live read on 49021: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Eaton County
Nearest ZIP codes to 49021
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 49021
Other reports tied to Eaton County, Michigan — ZIP, county and statewide.
The complete 49021 distress and acquisition report
Every distressed parcel in 49021 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology