ZIP 49017 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 49017 in Calhoun County, Michigan comes in at 23, a low composite-distress reading. Its standout signals are construction/permit lag (64/100), structural risk (52/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (7/100) register low. The split runs 52/100 structural to 2/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (70/100), flood (NFIP) exposure (62/100)).

The expansion-phase market in 49017 posted values that rose 7.6% over the year, and 16% higher over three years (phase confidence 60/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $58,500 — below the roughly $78,000 national figure. Around 20% of adults hold a bachelor's degree or higher. Around 52% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100. 73% of housing is owner-occupied. 20,785 residents call 49017 home, typically aged 44. The poverty rate is 12.3%. Vacancy runs 11.1%. There are about 9,829 housing units across 49017. The typical home is worth about $152,900 (2.3× income, relatively affordable).

Net-net, 49017 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 49017's 23/100 can be lined up against any neighbor in Calhoun County, Michigan or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 49017 reflects the current record instead of a stale or modeled snapshot.

Behind 49017's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 49017 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.